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8 Aug 2006 Credit card companies operate both offline and online, and you can even apply for your card directly through their website.
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(see formula in the screen shot below). I got approved instantly after I applied for this card online. Starwood Preferred Guest® Credit Card from American
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Apply for credit cards with secure online credit card applications. .... Some credit cards even offer to let you know instantly , within a minute or so.
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Apply for the credit card of your choice by filling out a secure online application. Get approved instantly on select credit cards from specific banks
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Some credit card companies will go so far as to send out actual cards that you didn't request. These often come in the mail after applying for other cards.
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